Being a Certified Financial Planner in India today is of high regard and brings great dividends.
With companies seeking skilled finance professionals who can pull through the complexities of the modern financial landscape and ensure structured fiscal growth, CFPs are literally on the top radar.
of reports from various job portals suggest that financial planners today who have authentic qualifications are drawing much higher salaries than before.
This blog will give you insights into the average salary drawn by a CFP in 2025 based on several factors.
How Much CFPs are Earning Today - Average Salary Overview
According to Jobted, an online job portal that provides authentic financial data, a Certified Financial Planner in India earns ₹4,15,700 on average annually as of 2025. That indeed translates to about ₹22,520 per month.
These figures are significantly greater than the average annual income in India which is ₹1,80,000. When we talk about the average salary of a CFP, you ought to keep in mind that it’s mostly the base salary. In reality, there is a cream layer of certified financial planners who earn 20L+ given their experience and proficiency.
Source: jobted.in
Salary by Experience Level
With experience, CFPs draw higher salaries in India. As a common saying, the more they pool into the company fiscal deposit, the more goes into their pocket.
Entry-Level (Less than 3 years of experience): The average total compensation for professionals is 3,23,220 per year.
Mid-Career (4-9 years of experience): As CFPs gain more experience and make it to this stage, their average compensation increases to approximately ₹4,06,500 annually.
Senior Level (10-20 years of experience): Having crossed the benchmark of 10 years, seasoned CFPs earn an average of ₹6,84,300 per year.
Late Career (Over 20 years of experience): It is seen that professionals in this experience category command salaries averaging ₹8,63,200 annually.
Source: jobted.in
Salary by Job Role
Based on the specific role undertaken by CFPs, their salaries differ.
Financial Advisor: One of the most lucrative options available for a CFP, those working in the finance advisory field earn on average between ₹3.8 lakh to ₹6 lakh annually depending on the quality of their services.
Portfolio Manager: Entry-level portfolio managers may earn between ₹4 lakhs to ₹8 lakhs per year. As they grow in experience and enhance their reputation, they can earn above ₹15 lakh annually.
Relationship Manager: It’s a top-tier business to maintain healthy client relationships. That’s why companies are willing to pay the right compensation for these professionals. In India, they earn between ₹3.6 lakh to ₹10.12 lakh annually.
Wealth Manager: Wealth managers earn an average salary of around ₹6 lakh per year. They can earn great compensation based on the quantifiable assets of the financial party they are managing.
Other Factors Influencing CFP Salary
Several factors contribute to the variation in CFP salaries across India:
Industry Sector: As already seen, job roles can determine salary variations. It is noted that CFPs employed in sectors like investment banking, wealth management, and corporate finance often receive higher compensation compared to those in other industries.
Geographical Location: Based on the city or region of employment, a CFP in India, can earn potentially higher or lower salaries. For instance, the average salary for a mid-senior CFP working in Bangalore is around ₹5,75,000 per year which is different in other cities.
Educational Background and Certifications: Financial planners who have other recognized certifications in addition to their educational qualifications and the CFP batch have greater marketability.
Client Base: Over the years, CFPs who build a larger client pool and manage the assets of wealthy individuals have a great income. They can eventually start a company or a financial advisory firm to expand the net income ratio.
Become a CFP and open limitless possibilities!
The crown limit to earning as a CFP is the sky itself. These are just the average salaries earned by certified financial planners in India. You can maximize your earnings based on how you play the finance game.
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